Audio problem: When Alex orders that the second anchor be dropped, the 1st officer says "I'm telling you we're still too fast." However, his mouth doesn't move at all. (01:33:30)
Audio problem: When Jason Patric is pursuing Willem Dafoe and firing a shotgun, the gun is a semi-automatic (self-loading) model. However, the sound mix includes the very distinctive noise of a pump-action shotgun being cycled manually before each shot.
Answer: Annie is a reckless driver. The way she drives during her test certainly fits with the description she gives in the first film of why her license was revoked. She only says "speeding" when asked why her license was revoked but excessive speeding and reckless driving go hand in hand. It is doubtful that anyone who has had their license revoked for speeding tickets would be an otherwise safe and responsible driver.
BaconIsMyBFF
Not everyone that speeds is reckless. The driving scene in Speed 2 is excessively bad.