A Christmas Carol

Factual error: At the beginning Scrooge is seen signing Jacob Marley's death certificate in the year 1836. English Birth, Marriage & Death certificates didn't come into being until 1837.

Continuity mistake: In the scene when Scrooge is talking to the boy after he changed, the boy has a sled that was right by some posts, but after Scrooge gets excited because he didn't miss anything and we go back to the boy, his sled is now further away.

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Answer: Mr. Scrooge is a moneylender and Bob is his clerk. Moneylendering is different than something like a bank loan because interest rates are much steeper and usually the last resort for poor people who can't get bank loans. In essence he's a loan shark.

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