Factual error: At the beginning Scrooge is seen signing Jacob Marley's death certificate in the year 1836. English Birth, Marriage & Death certificates didn't come into being until 1837.
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More mistakes in A Christmas Carol
Ebenezer Scrooge: What do you want with me?
Jacob Marley: You will be haunted by three spirits.
Ebenezer Scrooge: I'd rather not.
Question: What is Mr. Scrooge's business exactly, and what does Bob Cratchit do?
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Answer: Mr. Scrooge is a moneylender and Bob is his clerk. Moneylendering is different than something like a bank loan because interest rates are much steeper and usually the last resort for poor people who can't get bank loans. In essence he's a loan shark.
Bishop73