Mr. Monk Goes to the Bank - S6-E12
Factual error: Banks never use combination locks. A four-digit lock, like the one used here, would take a patient thief about six hours to open by trying every possible combination, and banks really do take such unlikely scenarios into account. The wall panel in the bank would be secured by two padlocks, with no one person holding both keys.
Mr. Monk Goes to the Bank - S6-E12
Factual error: An intelligent, experienced police officer like Stottlemeyer would know perfectly well that shooting a lock will not open it – that's purely a Hollywood myth. Not only would shooting the lock probably jam it, but the ricochet in a closed room like a bank safe could easily kill someone.
Answer: The two men are trying to work out a secret deal between them without involving the union, which means the workers' interests aren't being represented and defeats the whole purpose of a union. The mayor would lose labor's support and Cusack's union troubles would just be starting.
Captain Defenestrator