Continuity mistake: While in the bathroom Ray sits on the counter and knocks over Q tips. The camera goes to Kate McPherson and when it comes back the broken container that was on the ground at Ray's feet is gone.
Plot hole: It's revealed that the gym owned by Ray and Terry is a front for Ray to launder his income. This is why he doesn't want or can't sell it. Any person auditing that gym would know it doesn't bring enough income if the floors are in disrepair and the equipments garbage as Terry tells Pie when he gives him money to fix it up after Mickey pays him. Ray runs a consulting firm, he could launder millions through consulting, he has an office with employees. Get vending machines, anything that's cash. (00:42:00 - 00:44:20)