Charles Schine: Please, just take the money.
Philippe LaRoche: Chuck, I already took your money. You see this? This was your money, and I took it. Now it's mine.
Winston Boyko: Hey Chaz, you feeling ok?
Charles Schine: Yeah, I'm ok.
Winston Boyko: You sure? You look like you comin' down with that bug or somethin'.
Charles Schine: It's nothing.
Winston Boyko: Nothing? That's what Dick Lumberg said.
Charles Schine: Who's Dick Lumberg?
Winston Boyko: Nobody. That mother fucker's dead.
Answer: I assumed that that Charles Shine did not have time to return the money to the work account before his boss discovers it is gone because the banks would have been closed when he was at the hotel and retrieved the briefcase with the $100,000. Granted, prior to this he asks his boss for a check for the commercial expense, so it might have made more sense to ask for a transfer earlier because a check implies that he did not signing for funds and could not have embezzled the funds. How he stole it if he did not have access to the account, I do not know.