Revealing mistake: When Bernadette Peters throws a knife at Steve Martin, it never leaves her hand. (01:18:05)
The Jerk (1979)
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Directed by: Carl Reiner
Starring: Steve Martin, Bernadette Peters, Mabel King, Catlin Adams
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More mistakes in The Jerk
Taj Jonson: Hey! Any of you bums heard of Navin R. Johnson?
Navin R. Johnson: I've heard of him.
Taj Jonson: Born in Mississippi? Inventor of the Opti-grab?
Navin R. Johnson: I was just telling these guys.
Mother: Navin.
Navin R. Johnson: Mommy, Daddy! How did you find me?
Father: We don't know. This is the first place we looked.
Trivia: The Cat Juggler, in the film, was Steve Martin. (01:12:40 - 01:13:30)
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Answer: Navin self-applies the "Jerk" epithet early in the film, using it not in the sense of someone obnoxious or mean (as it is used in most cases), but in the sense of a stupid person. He's saying he blames himself and his lack of intelligence (though, as you say, it is usually simple naïveté) for ending up where he is (broke, homeless).