Stupidity: Monk steals the magazine from Coffey's SIG. However, I don't see how he could have jacked the slide to eject the round in the chamber without being noticed. Someone as paranoid as Coffey was at this point would not have left the chamber empty. (Just FYI, when you load an automatic pistol with a magazine, you have to pull back and release the slide to load the first bullet in the barrel.)
Suggested correction: Since we are never shown that Coffey did chamber a round, we cannot assume that he did based on his personality alone. Therefore this isn't a plot hole. However, it is ridiculous that he is threatening people with a gun without a chambered round. This entry should be listed as "Stupidity."
SEALs don't carry weapons without a round chambered. The "maybe" here falls much more on the side of the round being in the chamber. And "Stupidity" wasn't an option available when this entry was originally submitted. :).
Stupidity: It was pure stupidity for Riggs to bring Rika back at her residence after escaping the hit on Riggs. The villains know where Riggs' love interest lives and this nor the option to hide somewhere else or safer never occurs to him?
Stupidity: At the start of the tanker chase Sanchez shoots at Bond. He manages to get in the cab and throw the driver out, who lands on Sanchez's car. Sanchez then gets in front of Bond and has the ideal opportunity to just shoot the cab up with his machine gun knowing Bond is driving, but he doesn't.